Commercial insurance profit.. Offset between risks and premiums fixed obtained from the insured

Companies that non-profit commercial insurance through offset between risks and premiums fixed obtained from the insured and identified under statistical studies. The difference between the coverage of risks that have been made ​​and the sum of these premiums is considered a profit for the believer.Because the insured has no right to claim buster Dr. Ed paid premiums under the pretext that the insured risk it did not materialize and he did not receive any coverage from the insured. As these premiums in exchange for feeling safe and not only in return for cover insured risk itc.

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